Amazon’s Insurance Coverage for Their Drivers
All delivery drivers in Arizona, according to Amazon Flex’s FAQ page, must have personal insurance under the state’s basic standards. These minimal requirements are $15,000 per person in bodily injury, $30,000 for each accident, and $5,000 for property damage. Amazon also provides all delivery providers with free Amazon Commercial Auto Insurance, except for drivers in New York. Amazon’s insurance covers auto liability, uninsured/underinsured driver insurance, and contingent comprehensive and collision coverage. Only drivers are covered by Amazon’s policy; it does not apply to passengers or when they are making active deliveries. Although Amazon’s insurance coverage for their drivers is defined above, there are often many nuances when it comes to accidents involving their drivers. Luckily, a Phoenix Amazon delivery accident attorney has experience with these unique cases and will be able to provide you with the best opportunity to recover maximum compensation for your injuries.
The Process Of Filing An Amazon Delivery Accident Claim
In the event of an delivery accident, the state of Arizona requires that any “for hire” delivery driver must have adequate insurance coverage. This insurance must include the following:
- General liability insurance of at least $1 million per occurrence and $1-$2 million in general aggregate liability coverage
- Primary liability insurance of up to $1 million based on their region, driving records, and driving history
This coverage should cover all aspects of an accident including:
- Property damage
- Bodily injury
- Collision
- Comprehensive
- Cargo insurance
- Non-trucking liability
Due to the complexities of Amazon delivery truck accidents and liability concerns, you must speak with a personal injury law firm that understands the complexities associated with these types of cases. For more information about the process of filing an injury claim against an amazon driver, contact our Amazon delivery accident lawyer in Phoenix, AZ today for a free consultation.
Common Causes Of Amazon Delivery Accidents
Most delivery truck drivers are careful on the roads and want to get home to their families just like everyone else. However, when a delivery truck driver behaves irresponsibly, it can result in significant injuries as well as wrongful death. According to the National Highway Traffic Safety Administration (NHTSA), the following are the most common causes of amazon truck accidents in Arizona:
- Distracted driving
- Fatigue
- Driving under the influence
- Aggressive driving
- Speeding
- Unrealistic work schedules
- Inclement weather
- Blind spots
- Overloaded cargo
Amazon’s fleet of delivery vehicles is not the only problem. Amazon has started hiring third-party delivery workers and carriers to meet the demand for Two-Day Prime, Prime Same Day Delivery, and Amazon Fresh. Although these drivers are compensated only if they can complete numerous deliveries each day, if they do so quickly, they may earn a large amount of money. As a result, delivery drivers are put into a rushed, distracted mood, resulting in more accidents, especially in busy cities like Phoenix, AZ.
Amazon Delivery Accident Data
Due to Amazon’s reliance on independent delivery firms that are hired through Amazon Delivery Partner Services, tracking incidents of auto accidents caused by Amazon delivery drivers is nearly impossible. In fact, many of the trucks and minivans driven by Amazon employees are Sprinter-style vehicles like the Ford Transit 250, which have no company logo on the outside. Because these vans fall below the weight limit that requires Department of Transportation oversight, little data is accessible via this reliable source.
Other data are available in the case of inexact data; however, these facts are significant. Many Amazon delivery drivers make up to or more than 250 package deliveries each day, putting tremendous pressure on them to meet their shipment quotas within their eight-hour working shift. Hundreds of automobile accidents have been linked to vans or tractor-trailer trucks delivering Amazon packages, with a handful of those accidents resulting in a fatality. Additionally, at least 100 lawsuits against Amazon have been filed directly. This data, even if it is just a few points, reveals that Amazon drivers are responsible for numerous vehicle accidents on a regular basis. Although uncommon, this poses a real threat to motorists and pedestrians in the Phoenix area. If you’ve been injured by an amazon truck, contact our Phoenix Amazon delivery accident attorney today to learn more about how we can help you file a successful personal injury claim.
Amazon Neglecting To Train Delivery Employees Properly
Delivery drivers are required to take safety training. In 2018, Amazon extended a proposal to provide more training to drivers following several deadly accidents involving its personnel. The objective was for drivers to go through a five-day rigorous road training program assessed by an outside agency with prior experience. The driving course never took place. Because the driving course would impede with deliveries, Amazon rejected it. Internal documents at Amazon indicated that the company perceived a “bottleneck” leading to new drivers being unable to make deliveries. The need for drivers to begin immediately, according to a logistics division manager, due to the more than one billion packages that would be delivered during the holiday season. Unlike other carriers, Amazon is disregarding the requirement for safety training as its operational network expands. This is just one example that shows the lack of concern for quality training and safety of others. Although every case is different, it’s critical to understand that accidents are not always accidents. In many cases, an accident is fully avoidable with the right training and concern for other motorist’s safety.